Retirement Plan for Couples Who Disagree - What to do if your spouse wants to retire now, stop saving or cash out a workplace account and you don't: talk it through, reconcile different retirement needs, plan for retiring at different... #1012506

One of you is ready to stop. The other is not. Maybe your husband wants to pull a six-figure sum out of the workplace account, or your wife wants to keep working long after you have hit your number, or one of you has quietly decided to stop saving while the other is still counting every contribution. And you are both surprised at how fast a plan conversation turns into a marriage conversation. Retirement Plan for Couples Who Disagree is a practical guide for two people who love each other and want different things from the same pile of money and the same stretch of years. It is about the relationship side of the money decision: how to talk, how to see the same numbers, how to settle on what is enough, and what to do when you are stuck. It is not an investment manual and does not tell you what to buy, what to withdraw or which strategy to follow. It does not cover how to draw down your accounts once you have retired, how to overcome a fear of spending, or how to rebuild your sense of purpose after work; those are separate topics.